POS payment clearing schedule during 2017 Chinese New Year holiday

Core Tip: POS machine credit card, is a consumer transaction between the merchant and the customer, the amount of credit card generally does not have too many restrictions, but the POS machine consumption after the card is swiped, the arrival time is not the same, usually T+0, D+0 , T+1, T+2, T+3 to the account.

The POS card is a consumer transaction between the merchant and the customer. The amount of the card is generally not limited. However, after the POS machine consumes the card, the arrival time is different. Usually there are T+0, D+0, T+. 1, T + 2, T + 3 to the account provisions.
T+0 arrives instantly
Generally speaking, it refers to a specific merchant, requires immediate payment, and after the bank passes the audit, it considers that such a merchant meets the immediate arrival requirements, and the merchant also applies for an immediate request, and can complete the immediate arrival request through the procedure of the audit.
D+0 holiday arrival
D+0 POS machine, as long as the transaction occurs, whether it is a trading day, a holiday or a bank break, can achieve the same day.
T+1 the next day
Most merchants' accounts are in the T+1 mode, which is the next day. This is the bank's scheduled arrival time, which is the time for most merchants' POS machines to check in. On holidays and weekends, the bank does not checkout. Therefore, it is necessary to check the card from Friday to Sunday until the bank goes to work. After the checkout is completed, the amount of the card will be reduced and the fee will be paid to the merchant.
T+2, T+3 mode
It refers to the special users who have a large number of cards and a large amount of money. The amount of data is large. For merchants with certain special circumstances, the bank will make special adjustments according to the special circumstances of such merchants, usually 2-3 days.
Invite partners to make informed obligations in advance
Merchants make good financial arrangements to avoid inconvenience!
Swipe transactions frequently during the holidays, be sure to pay attention to fake cards! ! ! Remember!
Due to the huge amount of accumulated settlement, the general arrival time will be delayed. Please ask each service provider and each merchant to make a good financial arrangement!
The general settlement period after the holiday is also a high incidence of risk events! Please pay the organization to prepare and strictly supervise and manage the merchant liquidation behavior of the second clear channel! Avoid risk events!

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