Manas County is a high-quality cotton production base in Xinjiang, plus a total of 900,000 mu of Xinhu Lake and Fangcao Lake. This year, affected by cotton production cuts, agricultural product prices, rising labor market prices and the speculation of hot money on cotton prices, cotton purchase prices rose sharply, with an average price of 10.8 yuan per kilogram, up 85% year-on-year, a record high. In 2010, it is estimated that the purchase of cotton will be 2.7 billion yuan, and the acquisition funds will increase by 42.4% compared with the same period of last year. A large amount of acquisition funds are settled in cash, which not only increases the workload of enterprises and individuals, but also increases the risk of bank cash transfer. To this end, the county, as a pilot demonstration county for improving the rural payment service environment in Xinjiang, actively promoted the non-cash settlement of cotton purchases.
In the early stage of cotton purchase, the Manas County Sub-branch of the People's Bank of China requested the Credit Union to further sort out and revise the non-cash settlement process to improve the safety and efficiency of non-cash settlement; actively contact the cotton purchase company and actively sign the cotton purchase settlement and collection with the enterprise. The payment agreement will promote the expansion of the coverage of non-cash settlement work, ensure the full coverage of cotton acquisition non-cash settlement, and increase the promotion of cotton acquisition non-cash settlement. During the cotton acquisition period, each of the acquisition sites has adopted the “non-cash settlement payment for cotton settlement payment announcement†and adopted various methods such as on-site publicity, household promotion, and counter promotion to guide farmers to gradually accept non-cash settlement methods. At the same time, various financial institutions have also made reasonable arrangements for non-cash settlement tools such as POS machines and ATM machines. There are 17 new POS machines and 8 ATM machines under the jurisdiction, which greatly improves the card environment. The settlement method of cotton sales has been greatly improved, which has reduced the pressure on cash supply and effectively avoided the risks in the process of cash circulation.
As of the end of October, the financial institutions in the county had issued a total of 215,000 cards, with an average monthly increase of more than 6%. Through the transfer, bank card or deposit slip, the farmers’ money was settled for two-thirds of the total cotton, nearly 19 100 million yuan. It is estimated that during the cotton acquisition period, the cash settlement amount can be reduced by 700 million yuan. The non-cash settlement of the acquisition funds has been greatly improved, which has greatly reduced the amount of cash delivered and saved a lot of manpower and material resources.
In the early stage of cotton purchase, the Manas County Sub-branch of the People's Bank of China requested the Credit Union to further sort out and revise the non-cash settlement process to improve the safety and efficiency of non-cash settlement; actively contact the cotton purchase company and actively sign the cotton purchase settlement and collection with the enterprise. The payment agreement will promote the expansion of the coverage of non-cash settlement work, ensure the full coverage of cotton acquisition non-cash settlement, and increase the promotion of cotton acquisition non-cash settlement. During the cotton acquisition period, each of the acquisition sites has adopted the “non-cash settlement payment for cotton settlement payment announcement†and adopted various methods such as on-site publicity, household promotion, and counter promotion to guide farmers to gradually accept non-cash settlement methods. At the same time, various financial institutions have also made reasonable arrangements for non-cash settlement tools such as POS machines and ATM machines. There are 17 new POS machines and 8 ATM machines under the jurisdiction, which greatly improves the card environment. The settlement method of cotton sales has been greatly improved, which has reduced the pressure on cash supply and effectively avoided the risks in the process of cash circulation.
As of the end of October, the financial institutions in the county had issued a total of 215,000 cards, with an average monthly increase of more than 6%. Through the transfer, bank card or deposit slip, the farmers’ money was settled for two-thirds of the total cotton, nearly 19 100 million yuan. It is estimated that during the cotton acquisition period, the cash settlement amount can be reduced by 700 million yuan. The non-cash settlement of the acquisition funds has been greatly improved, which has greatly reduced the amount of cash delivered and saved a lot of manpower and material resources.
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