Obviously, I can still enjoy the consumption of the card in the last second, but why is this next second inexplicable and unusable?
After a few twists and turns, Xiao A’s friend A Jun finally applied for a credit card from China Merchants Bank, and the amount is not low! So the excitement in my heart, she couldn't wait for a minute, and took a small series to go to the mall to open the "shopping" road. All the way down, big bags and small bags but a lot of. Only this card is brushed down, and the 20,000 quota slips into someone else's account.
The so-called "clothing and food worry-free", after buying the Chinese clothes, of course, it is necessary to go to the belly. Only this time we almost ate the "Overlord meal." Why? Of course, because the card does not "spit" money. After trying N times, A Jun finally couldn’t help but call China Merchants Bank. When he asked, he knew that the credit card was restricted by the bank. Why is that?
Let Xiaobian tell you, what is the reason for the credit card to be restricted?
1. Credit card transactions exceed their own set limits
I believe that many cardholders will set a one-day transaction limit for the card in the first time after receiving the credit card, so as to avoid the "silver" that they have applied for is cheaper than others. Is it not worth the loss? When the amount of the single-day credit card exceeds the limit, the credit card can really no longer "spit" the penny for you.
[Solution]: It is very simple. Going to the change page and modifying your one-day transaction limit is not good. Of course, it is no problem to pay as usual.
2, credit card existence transaction risk
For a long time, cardholders have been paying for credit cards in China and have never ran out of China's borders. But when there is such a chance to go abroad to play, can you let go of the opportunity of sea purchase? It’s really not brushing, I don’t know, a brush is scared. Why can I still pay for a credit card that I have just paid for?
[Solution]: Suddenly, large overseas transactions will cause the bank to think that your credit card has a certain risk, so the credit card transaction is rejected. The cardholder can call the customer service phone of the issuing bank to explain the details and restore the use of the credit card.
3, has the suspicion of cashing
A large number of large integer transactions in a row are executed on the same POS machine. Xiaobian wants to ask you: "Can you still be safe, do you do this?" So high-caps like "cash out", can't wait to let the bank wear you a top, you are also a bit self-willed. Don't limit your credit card transactions, can banks make you so arrogant?
[Solution]: Because the "money-selling" behavior is the most objectionable behavior of the bank, you should give the bank customer service a "admitted" call at this time. Putting on a pitiful, selling a cute, squatting is a trick, successfully lifting the limit is the biggest winner.
4, the issuing bank is playing a story
In some cases, it is not that you have stepped on a "mine" and is restricted from trading. But the bank just wants to play a little story on you. For example: let you do a staging of the horse, do not do the limit. At this time, can you sit still?
[Solution]: Of course, you still have to call the bank's customer service phone. Do not harass who it harasses! Asked about the specific reasons for refusing to trade, there is no satisfactory reason, you can give up!
5, other reasons
Of course, in addition to the above reasons, there will be some other reasons. For example: network failure, equipment problems, etc.
[Solution]: If this happens, Xiaobian can only say that you are not lucky. Grab a place where the network is open to pay. If it is a device problem, can you change your iPhone 7?
After a few twists and turns, Xiao A’s friend A Jun finally applied for a credit card from China Merchants Bank, and the amount is not low! So the excitement in my heart, she couldn't wait for a minute, and took a small series to go to the mall to open the "shopping" road. All the way down, big bags and small bags but a lot of. Only this card is brushed down, and the 20,000 quota slips into someone else's account.
The so-called "clothing and food worry-free", after buying the Chinese clothes, of course, it is necessary to go to the belly. Only this time we almost ate the "Overlord meal." Why? Of course, because the card does not "spit" money. After trying N times, A Jun finally couldn’t help but call China Merchants Bank. When he asked, he knew that the credit card was restricted by the bank. Why is that?
Let Xiaobian tell you, what is the reason for the credit card to be restricted?
1. Credit card transactions exceed their own set limits
I believe that many cardholders will set a one-day transaction limit for the card in the first time after receiving the credit card, so as to avoid the "silver" that they have applied for is cheaper than others. Is it not worth the loss? When the amount of the single-day credit card exceeds the limit, the credit card can really no longer "spit" the penny for you.
[Solution]: It is very simple. Going to the change page and modifying your one-day transaction limit is not good. Of course, it is no problem to pay as usual.
2, credit card existence transaction risk
For a long time, cardholders have been paying for credit cards in China and have never ran out of China's borders. But when there is such a chance to go abroad to play, can you let go of the opportunity of sea purchase? It’s really not brushing, I don’t know, a brush is scared. Why can I still pay for a credit card that I have just paid for?
[Solution]: Suddenly, large overseas transactions will cause the bank to think that your credit card has a certain risk, so the credit card transaction is rejected. The cardholder can call the customer service phone of the issuing bank to explain the details and restore the use of the credit card.
3, has the suspicion of cashing
A large number of large integer transactions in a row are executed on the same POS machine. Xiaobian wants to ask you: "Can you still be safe, do you do this?" So high-caps like "cash out", can't wait to let the bank wear you a top, you are also a bit self-willed. Don't limit your credit card transactions, can banks make you so arrogant?
[Solution]: Because the "money-selling" behavior is the most objectionable behavior of the bank, you should give the bank customer service a "admitted" call at this time. Putting on a pitiful, selling a cute, squatting is a trick, successfully lifting the limit is the biggest winner.
4, the issuing bank is playing a story
In some cases, it is not that you have stepped on a "mine" and is restricted from trading. But the bank just wants to play a little story on you. For example: let you do a staging of the horse, do not do the limit. At this time, can you sit still?
[Solution]: Of course, you still have to call the bank's customer service phone. Do not harass who it harasses! Asked about the specific reasons for refusing to trade, there is no satisfactory reason, you can give up!
5, other reasons
Of course, in addition to the above reasons, there will be some other reasons. For example: network failure, equipment problems, etc.
[Solution]: If this happens, Xiaobian can only say that you are not lucky. Grab a place where the network is open to pay. If it is a device problem, can you change your iPhone 7?
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