Flying Friends Play for you: How to change money before traveling around the border

[Company Sports Equipment Co., Ltd. official website] With the opening of free travel in Taiwan, the enthusiasm of Xiamen citizens to visit Taiwan is also rising. Whether you plan to go to Taiwan to “slip through” or intend to go shopping in Hong Kong, Macau, or Southeast Asia, exchange of foreign currency is an indispensable task. To this end, the reporter specially collected some "alien money" from some senior "alien", hoping to bring some benefits for your overseas trip. China Outdoor Sports Network Outdoor Sports Forum

First, ask Taiwan to exchange money to ask the fee

Traveling to Taiwan does not necessitate changing too much NTD money because many businesses in Taiwan are willing to pay in RMB. If you don't plan to buy anything big, 3,000 yuan is enough.

"Even if you want to buy something big, you can swipe your card (of course, it's only a visa card.)" Mr. Wu said: Generally, everybody travels to Taiwan to exchange money at airports, docks or banks in mainland China. The exchange rate is also subject to market conditions. Currently, it is basically 1: 4.58. However, if you do not change your money beforehand, but instead change your course of travel, you may have to suffer a loss, because many tour guides trade for you in accordance with 1:4.

There is also a small trick. If you exchange new Taiwanese dollars at the Taoyuan Airport in Taipei, there are a lot of exchange points before and after you leave the country. Many travel agencies have arranged for exchanges at the exchange points after exit. There will be two exchange points left and right at the time of exit and exit, and the exchange rates will be the same, but the left side will receive a NT$30 handling fee and the right side will receive a NT$100 handling fee. Be sure to ask first.

In addition, no matter how much money is exchanged, each one will receive NT$30 or NT$100 handling fee. Therefore, it is best to change several league members together, exchange the fee after the exchange, and then slowly share the money on the vehicle.

Second, Hong Kong and Macao do not travel with too much cash

Xiaomei worked in a public institution. At the beginning of this year, she went to Hong Kong to make a mad purchase. She recently planned to go to Cambodia. She has a set of experiences for changing money:

"Hong Kong's shopping is very convenient. You can get it by simply swiping your cards. So cash is enough to pay for taxis and street food, but it is expensive in Hong Kong. You have to exchange about 2,000 yuan in Hong Kong at home. , but this is very easy, as long as with a card." Xiaomei very proud of their own money for the exchange, her trick is: bring your own UnionPay card, credit card fees can not collect points.

Of course, in some small stores in Hong Kong and Macau, you can also use the renminbi directly, but the store only accepts 誜1 exchange rate settlement. At present, the exchange rate of the Hong Kong dollar against the renminbi is 100 Hong Kong dollars and 誜82.942 renminbi. Therefore, exchange money locally and Not worth it.

She recently planned to go to Cambodia to visit Angkor Wat. She told reporters that she did not plan to change the Cambodian riel, but would choose to bring some dollars in the past because in Cambodia, Riel was only used to change the zero. Most people Using the U.S. dollar, one of them is best used for a few dollars. If you take a U.S. dollar, many people cannot find it.

Third, to Thailand can not have to change money

Prior to the tour in Hong Kong and Macau, Xiao Qi used the Chinese New Year holidays to go to Thailand. In her opinion, compared to the one-time reservation in Xiamen and the only bank that can be exchanged for Thai baht, it is better to get money directly from Thailand by swiping cards. Convenience.

Xiao Qi said that almost all department stores and attractions in Thailand have UnionPay ATMs. You only need to take out your UnionPay card and choose Chinese service to take out the Thai baht from the UnionPay card that has the RMB. , and the exchange rate will be based on the real-time exchange rate of the day.

“Because the exchange rate of the Thai baht has changed so much, it doesn’t necessarily save money, but it may also save a fortune.” Xiaoqi said that the biggest problem in choosing this approach is that people who convert must pay a premium. The handling fee is approximately 10000 baht (equivalent to more than 2,200 yuan), and a handling fee of 20-30 yuan is required. Each card can only receive 20,000 baht per day. "When I went to Thailand, I used this method to catch up with the changes in the exchange rate. After a few moments, I made a profit by cutting out the fees."

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