[Abstract] Bank of Communications credit card experts on the issue of overseas credit card consumption for everyone to support. After the loss is reported, the cardholder can ask the store to obtain the surveillance video, but avoid conflicts and even physical conflicts with the relevant parties. The Bank of Communications Credit Card Center recommends that cardholders fully utilize the advantages of the Internet to pre-download and register before they travel. This is not only a guarantee for the cardholders, but also helps the bank to detect abnormal transactions in time and prevent problems before they occur. .
A while ago, a message about "the tourist credit card was suspected to be lost at the US airport" became the focus of hot discussion. The follow-up development was in the WeChat circle of friends - the visitor’s credit card was actually paid at the checkout payment. The clerk has stolen, and the article said that there are already many criminal gangs aiming at outbound tourists, colluding with airport duty-free shops to steal credit cards to carry out stolen brushes. For a time, there were divergent opinions, and the security issue of overseas credit card consumption re-emerged. Although the vast majority of consumers are not on the scene, it is difficult to distinguish between the true and the false, but consumers want to spend their time abroad to swipe their cards, and they have to avoid worries. So what should we do? Bank of Communications credit card experts on the issue of overseas credit card consumption for everyone Support.
Remember "staring tactics"
Be wary of all kinds of "bursts"
Although there are media reports that the clerk can use the side magnetic stripe information to copy the fake card to steal the brush, the original card is not needed, the clerk does not seem to have the need to hide the card, but because there are many cases of using credit card abroad, there is no need to enter the transaction password. However, it is identified by signature, so it is not excluded that individual clerk directly steals the credit card to implement the stolen brushing behavior, which is more convenient and direct than copying into a fake card, and the technical cost is also lower. Therefore, the cardholder is extremely important for the storage of the card itself.
Bank of Communications credit card experts remind the majority of cardholders to use the credit card when they use the credit card tactics. In other words, you must not let the card leave your line of sight during the transaction process. The card will be retrieved immediately after the operation is completed. Secondly, we must be especially vigilant about the "bursty" situation when swiping. For example, the clerk claims that there is a problem with the POS machine, that it is necessary to change the operation of a machine, or that other shop assistants can use the promotional items when the card transaction is made. These abnormal conditions may be traps set by criminals to distract the cardholders and take the opportunity to steal credit cards.
Lost card, no panic, phone call loss is more reliable
If a tourist loses a card at a duty-free shop, restaurant or hotel using a credit card, he should calm down and immediately call the card-issuing customer service to report the loss to avoid the financial loss caused by the credit card being stolen by others. According to the Bank of Communications credit card expert, the bank generally indicates the customer service phone number in the prominent position on the back of the credit card. It is recommended that the customer can take photos of the mobile phone before the trip, and the phone will be reported lost in the first time if the card is lost abroad. In particular, the bank customer service hotline may have different numbers used inside and outside the country. Therefore, you must look for the overseas service hotline, and don't forget to dial the “0086†China International Long Distance Area Code when making a call.
After the loss is reported, the cardholder can ask the store to obtain the surveillance video, but avoid conflicts and even physical conflicts with the relevant parties. Especially in foreign countries, because of the obstacles in language communication, once a physical conflict occurs, it is easy to make a reasonable explanation, and the opportunity to transfer the line of sight to the other party will delay the opportunity to retrieve the credit card.
A small customary credit card security bonus
In recent years, it has become a normal situation for tourists to spend their cards abroad. It is followed by the loss of cards and theft of theft. In fact, if you want to reduce the risk of overseas card spending, it is recommended to do a few homework before leaving the country. First of all, before going abroad, you should open a credit card SMS consumption reminder function to ensure that you can get the change in the amount of the card in the first time. Secondly, remember to open the mobile phone roaming function to keep the communication smooth.
In addition, with the rapid development of the mobile Internet, many banks have also launched corresponding mobile official website, official APP and WeChat service number to provide targeted services to reduce the risk of credit card theft, such as Bank of Communications credit card APP "Buy it" version 2.0 provides a variety of online services for credit card customers. Click "My" - "Bank Card" - click on the card - "Comprehensive Exit Report" at the bottom of the interface to apply for the report. The Bank of Communications Credit Card Center recommends that cardholders fully utilize the advantages of the Internet to pre-download and register before they travel. This is not only a guarantee for the cardholders, but also helps the bank to detect abnormal transactions in time and prevent problems before they occur. .
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